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You may think you’re covered with your homeowners and auto insurance, but what if you exhaust those limits in a large claim? You may need some additional coverage. In those cases, you’ll want the protection of umbrella insurance.
This insurance provides the extra liability protection you need if you’re sued for damages that go beyond your liability limits. This policy acts as additional coverage to help you pay what is owed in a liability claim.
In order to protect your assets, consider buying an umbrella policy. If any of the following apply to you, it may be good to add the coverage, according to nerdwallet.com.
Make sure you're prepared for any large liability claims that exceed your homeowners, auto or other coverage with an umbrella policy.